Conversational financial technology.
Smut is a conversational commerce and fintech platform designed for the way people actually communicate. Instead of forcing users to download heavy apps, Smut brings essential financial services—like purchasing WAEC scratch cards, paying bills, and transferring funds—directly into a familiar chat interface.
Key capabilities
- Instant scratch card purchases
- Chat-based transaction flows
- Secure, instant digital receipts
- Zero app-download required


